Rates Effective Tuesday, February 26, 2013

Loan
APR as low as
Max Term
Max Financing
2011-2013 Auto Loan
2.50%
up to 36 months
115% NADA or MSRP
2011-2013 Auto Loan
2.50%
37 to 60 months
115% NADA or MSRP
2011-2013 Auto Loans
3.25%
61 to 75 months
115% NADA or MSRP
2011-2013 Auto Loan
4.75%
76 to 84 months
115% NADA or MSRP
200-2010 Auto Loan
4.00%
up to 48 months
115% NADA or MSRP
2009-2010 Auto Loan
4.00%
49 to 66 months
115% NADA or MSRP
2009-2010 Auto Loan
5.00%
67 to 72 months
115% NADA or MSRP
2007-2008 Auto Loans
5.75%
up to 66 months
115% NADA or MSRP
2003-2006 Auto Loan
7.50%
up to 48 months
115% NADA or MSRP
2002 and older Auto Loan
9.00%
up to 48 months
115% NADA or MSRP
New/Used Other Motorized and Non-Titled Items
3.99%
up to 84 months
100% NADA or MSRP
Boats, Motorhomes, and Campers/RV's New and Used
5.00%
84 Months
$2,500.00 to $9,999.99
Boats, Motorhomes, and Campers/RV's New and Used
4.75%
85 to 120 months
$10,000.00 to $19,999.99
Boats, Motorhomes, and Campers/RV's New and Used
4.50%
121 to 180 months
$20,000 to $74,999.99
Boats, Motorhomes, and Campers/RV's New and Used
4.25%
181 to 240 months
$75,000.00 to $100,000.00
Motorcycles 2000 & Newer
3.99%
Up to 60 Months
100% of NADA or MSRP
Motorcycles 1999 & Older
8.99%
Up to 60 months
100% NADA or MSRP
Stock Secured Loan
Not Available at this Time
70% of Current Stock Value
NPCCU Savings Secured Loan
5.00% over share rate, 5.50% minimum
up to 60 months
95% of Share Balance
NPCCU Certificate Secured Loan
2.00% over cerificate rate, 5.50% minimum
up to 60 months
95% of Certificate Balance
Lifestyle Loan Program (Unsec. Installment Loan)
11.99%
Up to 24 months
$750 to $2,000
Lifestyle Loan Program (Unsec. Installment Loan)
9.99%
up to 48 Months
$2,000.01 to $4,500
Lifestyle Loan Program (Unsec. Installment Loan)
8.99%
up to 60 months
$4,500.01 to $8,000
Lifestyle Loan Program (Unsec. Installment Loan)
9.50%
Up to 84 months
$8,000.01 to $15,000
Lifestyle Loan Program (Unsec. Installment Loan)
9.99%
Up to 120 months
$15,000.01 to $30,000
Lifestyle Loan Program (Unsec. Rev. Cr. with ODP)
11.99%
1.50% of the monthly balance
$750 to $2,000
Lifestyle Loan Program (Unsec. Rev. Cr. with ODP)
9.99%
1.50% of the monthly balance
$2,000.01 to $4,500
Lifestyle Loan Program (Unsec. Rev. Cr. with ODP)
8.99%
1.50% of the monthly balance
$4,500.01 to $8,000
Lifestyle Loan Program (Unsec. Rev. Cr. with ODP)
9.50%
1.50% of the monthly balance
$8,000.01 to $15,000
Lifestyle Loan Program (Unsec. Rev. Cr. with ODP)
9.99%
1.50% of the monthly balance
$15,000.01 to $30,000
Visa Classic
10.99%
N/A
Up to $10,000.00
Visa Platinum
9.99%
N/A
$10,001.00 to $25,000.00
Share Secured Visa Classic
10.99%
Maximum 95% of Share balance
$500.00 to $10,000.00
Dow Stock Purchase Loan-Fully Engaged
12.00%
4 months/36 months
option amount
Dow Stock Purchase Loan-Non-Engaged
15.00%
4 months/36 months
option amount